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USDA mortgage loans, often times referred to as Rural Development loans may be the best choice for your home mortgage! USDA mortgages are government guaranteed home mortgages for borrowers living in rural and suburban communities. It is important to you learn more about the program from an experienced licensed USDA mortgage loan officer.

Less than perfect credit? Don't be discouraged!

Let's see if you're eligible!

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We're here to answer all of your questions about USDA loans!

Frequently Asked Questions

My income might be too high to be approved? What do I do?

Please get in touch with your licensed USDA mortgage specialist to find out the income limits in your county.  You can find out in minutes!

I know I have a 550 fico and I feel discouraged. What do I do?

Please move forward with the application and let one of our experience licenced loan officers give you guidance on what needs to be done to improve your scores. We take the time with every single applicant to make sure a long term plan is put in place so you can own a home.

I filed for bankruptcy 2 years ago so I probably can't get pre approved?

Per the USDA guidelines there is a 3 year waiting period required for a Chapter 7 or 11 bankruptcy.  Waiting periods can be less than 3 years with documented extenuating circumstances.

I had a foreclosure 2 years ago as well?

You will need to wait 3 years from the foreclosure date before you can qualify for a USDA mortgage.

Where is this program available?

USDA mortgages are available in USDA approved areas.  Get in touch with your USDA mortgage specialist to find out which areas are approved.